The traditional banking environment is being devastated by the new ‘fintech’ trends, among which we highlight Mr. Brown’s Crowdlending system. Among its advantages, is to have very low interests, as we will see below.
An alternative loan system
The collaborative economy is booming, we can’t deny that. Car, house sharing, financing business projects … And now we come to collaborative financing, Crowdlending, an alternative loan system in which it is people who decide to leave their money directly to other people. And all of this, with much more attractive interests than those offered by traditional bank loans, since we managed to eliminate costs and intermediaries, making that margin that the banks stayed to become guaranteed returns for investors.
If you need to change cars, modernize the kitchen of your house or do a master’s degree, you can request to register your project in Mr. Brown and our team of analysts will carry out a personalized and detailed study, so that we ensure that your possibility of default is too short.
Manage to keep the interests low
In this way, we manage to keep the interests low since some borrowers do not have to “pay” for the situation of default of other borrowers. Thus, this margin of “losses” that banks and other borrowing entities have, in Mr. Brown we use it to lower the interest on the repayment of the loan.
Investors to see their risk diminished
Finally, we would like to point out that our platform is specially designed to provide confidence and transparency to both the borrower and the investor, so that we can approach each other in the simplest way. In addition to being totally clear in our characteristics, we have an exclusive Coverage System available for investors to see their risk diminished. Discover the advantages of Mr. Brown, people’s time.